Q3 2024 Manulife Financial Corp Earnings Call Transcript
Please stand by. Your meeting is about to begin. Please be advised that this conference call is being recorded.
Good morning, ladies and gentlemen, and welcome to the Manulife Financial third-quarter 2024 financial results conference call. I would now like to turn the meeting over to Mr. Ko. Please go ahead, sir.
Thank you. Welcome to Manulife's earnings conference call to discuss our third-quarter and year-to-date 2024 financial and operating results. Our earnings materials, including the webcast live for today's call, are available on the Investor Relations section of our website at manulife.com.
Before we start, please refer to slide 2 for a caution on forward-looking statements and slide 34 where notes on the non-GAAP and other financial measures used in this presentation. Note that certain material factors or assumptions apply in making forward-looking statements, and actual results may differ materially from what is stated.
Turning to Slide 4, Roy Gori,
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