Aflac Inc 2020 Outlook Teleconference Transcript
Welcome to the Aflac 2020 Outlook Conference Call. (Operator Instructions) Please be advised today's conference is being recorded.
I would now like to turn the call over to Mr. David Young, Vice President of Aflac Investor and Rating Agency Relations.
Thank you, and good morning, and welcome to our 2020 outlook call. Joining us this morning during the Q&A portion are members of our executive management team in the U.S., Dan Amos, Chairman and CEO; Fred Crawford, Executive Vice President and CFO of Aflac Incorporated; Teresa White, President of Aflac U.S.; Eric Kirsch, Global Chief Investment Officer; Rich Williams, Chief Distribution Officer; Al Riggieri, Global Chief Risk Officer and Chief Actuary; and Max Broden, Deputy CFO and Treasurer.
We are also joined by members of our executive management team in Tokyo at Aflac Life Insurance Japan; Charles Lake, Chairman and Representative Director, President of Aflac International; Masatoshi Koide, President and
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