Secure Trust Bank PLC (LSE:STB)
£ 3.52 0.16 (4.72%) Market Cap: 66.37 Mil Enterprise Value: 1.27 Bil PE Ratio: 2.66 PB Ratio: 0.19 GF Score: 51/100
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Half Year 2024 Secure Trust Bank PLC Earnings Call Transcript

Aug 14, 2024 / 09:00AM GMT
Release Date Price: £8.2 (-3.98%)
David McCreadie
Secure Trust Bank PLC - Chief Executive Officer, Executive Director

Good morning, and thank you for taking the time to join us for our 2024 interim results presentation. This slide explains the basis of reporting in the presentation, references made throughout to adjusted results which reflects continuing operations, excluding exceptional items as reported in our interim report for the six months ended June 30, 2024. A reconciliation of adjusted results to total results is included in the appendix of the presentation.

I will make some comments on our overall performance before Rachel covers off the financial results in more detail. I'll then talk about the performance of each business and the outlook for the rest of the year, and then we will take questions.

We have made further progress in the first half of the year. And we have been available to help and support our customers in what has been a challenging environment. We've been operating in a higher interest rate environment than we had expected in recent years as action was taken by the Monetary Policy Committee to

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