Q3 2019 Lloyds Banking Group PLC Interim Management Statement Call Transcript
Thank you for standing by, and welcome to the Lloyds Banking Group Q3 2019 Interim Management Statement Conference Call. (Operator Instructions) There will be a presentation by William Chalmers followed by a Q&A answer session. (Operator Instructions) Please note this call is scheduled for 1 hour. I must advise you that this conference is being recorded today.
I will now hand the conference over to William Chalmers. Please go ahead.
Thank you, and good morning, everyone, and thank you for joining today's call. You'll recognize the format of the call from previous quarters. I'm planning to give a brief overview of the Group's performance and then we'll open up to Q&A.
Before getting into the presentation, I thought it important to say that since starting, I've been hugely impressed by the customer-focused culture of Lloyds and the strength of the franchise and the quality of the team. I wanted, in that context, to express my thanks for the warm welcome
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