Q3 2020 Gulf Bank KSCP Earnings Call Transcript
Good afternoon and good morning, everyone. This is Elena Sanchez. And on behalf of EFG Hermes, I would like to welcome you all to the Gulf Bank Q3 2020 Results Conference Call. It is a great pleasure to have with us on the call today Mr. Tony Daher, CEO; Mr. Kevin Smith, CFO; and Ms. Dalal Al Dousari, Head of Investor Relations at Gulf Bank.
The call will begin with a presentation from management on the key highlights of Q3 2020, and then we will open the call for the Q&A session.
I will now turn the call over to Dalal. Thank you.
Thank you, Elena. Good afternoon, and welcome to Gulf Bank's Third Quarter 2020 Financial Results Conference Call. We will start the call today with the key highlights and updates on the operating environments of Gulf Bank during the first 9 months of 2020, presented by the Chief Executive Officer, Mr. Tony Daher, followed by a detailed presentation of our financial results by the Chief Financial Officer, Mr. Kevin Smith.
All amounts in the presentation are shown in millions of
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