PSG Financial Services Limited is an independent financial services group. Business is executed through three operating divisions: PSG Wealth, PSG Asset Management, and PSG Insure. PSG Wealth provides the group with nearly half of its income, with PSG Insure outweighing PSG Asset Management. Through the Wealth unit, PSG delivers a comprehensive suite of products to individuals, families, and businesses. Some of the PSG Wealth offerings include investment products, stockbroking, estate and trust services, and many other related products. PSG is structured into three segments which are PSG Wealth, generating income from managed and platform assets; PSG Asset Management, deriving income from assets under management; PSG Insure, earning income from premiums and underwriting.

Financial Strength

7/10

Name	Current	Vs Industry
Cash-To-Debt	7.96
Equity-to-Asset	0.04
Debt-to-Equity	0.05
Debt-to-EBITDA	0.12
Interest Coverage	41.14
Piotroski F-Score	5/9	0 1 2 3 4 5 6 7 8 9
Altman Z-Score	-0.72	Distress Grey Safe
Beneish M-Score	-2.34	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

10/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	15.4
	3-Year EBITDA Growth Rate	13.7
	3-Year EPS without NRI Growth Rate	35.3
	3-Year FCF Growth Rate	-26.8
	3-Year Book Growth Rate	10
	Future 3-5Y Total Revenue Growth Rate	4.96

Momentum Rank

8/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	34.99
	9-Day RSI	47.61
	14-Day RSI	53.27
	6-1 Month Momentum %	11.12
	12-1 Month Momentum %	21.78

Liquidity Ratio

	Name	Current	Vs Industry		Vs History
	Current Ratio	1.48
	Quick Ratio	1.48
	Cash Ratio	0.57
	Days Sales Outstanding	101.31
	Days Payable	190.65

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	2.32
	Dividend Payout Ratio	0.46
	3-Year Dividend Growth Rate	18.7
	Forward Dividend Yield %	2.32
	5-Year Yield-on-Cost %	4.65
	3-Year Average Share Buyback Ratio	1.4
	Shareholder Yield %	-46.78

Profitability Rank

8/10

	Name	Current	Vs Industry		Vs History
	Gross Margin %	32.54
	Operating Margin %	16.15
	Net Margin %	14.77
	FCF Margin %	16.33
	ROE %	25.57
	ROA %	1.06
	ROIC %	0.66
	ROC (Joel Greenblatt) %	720.35
	ROCE %	2.48
	Years of Profitability over Past 10-Year	10

GF Value Rank

3/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	21.58
	Forward PE Ratio	18.22
	Shiller PE Ratio	33.33
	PS Ratio	3.19
	PB Ratio	5.23
	Price-to-Tangible-Book	7.03
	Price-to-Free-Cash-Flow	19.5
	Price-to-Operating-Cash-Flow	17.49
	EV-to-EBIT	13.28
	EV-to-EBITDA	11.99
	EV-to-Revenue	3
	EV-to-FCF	18.22
	Price-to-Projected-FCF	1.62
	Price-to-DCF (FCF Based)	1.63
	Price-to-Median-PS-Value	1.1
	Earnings Yield (Greenblatt) %	7.53
	FCF Yield %	5.21
	Forward Rate of Return (Yacktman) %	15.93

Financials

Annual Quarterly TTM

JSE:KST's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

See Details

Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

PSG Financial Services Limited Executives

Details

GF Value: R15.46

JSE:KST

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 3 Severe warning signs with KST. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil R)	7,873.748
	EPS (TTM) (R)	0.908
	Beta	0.64
	Volatility %	12.82
	14-Day RSI	53.27
	14-Day ATR (R)	0.468035
	20-Day SMA (R)	19.5895
	12-1 Month Momentum %	21.78
	52-Week Range (R)	14.11 - 20.97
	Shares Outstanding (Mil)	1,259.44

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	5
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

PSG Financial Services Limited Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

PSG Financial Services Limited Stock Events

Financials Calendars

	Event	Date	Price(R)
No Event Data

PSG Financial Services Limited Frequently Asked Questions

What is PSG Financial Services Limited(JSE:KST)'s stock price today?

The current price of JSE:KST is R19.60. The 52 week high of JSE:KST is R20.97 and 52 week low is R14.11.

When is next earnings date of PSG Financial Services Limited(JSE:KST)?

The next earnings date of PSG Financial Services Limited(JSE:KST) is .

Does PSG Financial Services Limited(JSE:KST) pay dividends? If so, how much?

The Dividend Yield % of PSG Financial Services Limited(JSE:KST) is 2.32% (As of Today), Highest Dividend Payout Ratio of PSG Financial Services Limited(JSE:KST) was 0.77. The lowest was 0.15. And the median was 0.4. The Forward Dividend Yield % of PSG Financial Services Limited(JSE:KST) is 2.32%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

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