Q4 2020 Impac Mortgage Holdings Inc Earnings Call Transcript
Thank you for standing by, and welcome to Q4 2020 Impac Mortgage Holdings Earnings Conference Call.
(Operator Instructions) I would now like to hand the conference over to your speaker today, Mr. Justin Moisio. Please go ahead.
Thank you. Good afternoon, everyone. Thank you for joining Impac Mortgage Holdings' Year-end 2020 Earnings Call.
During this call, we will make projections or other forward-looking statements in regards to but not limited to GAAP and taxable earnings, cash flows, interest risk and market risk exposure, mortgage production and general market conditions. I would like to refer you to the business risk factors in our most recently filed Form 10-K under the Securities Exchange Act of 1934. These documents contain and identify important factors that could cause the actual results to differ materially from those contained in our projections or forward-looking statements. This presentation, including outlook and any guidance, is effective as of the
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