Q4 2022 Independent Bank Corp (Michigan) Earnings Call Transcript
Welcome and thank you for joining the Independent Bank Corporation 2022 Fourth Quarter and Full Year Earnings Call. (Operator Instructions)
Now let me turn the call over to Brad Kessel, President and CEO. Sir Brad, you may begin.
Good morning, and welcome to today's call. Thank you for joining us for Independent Bank Corporation's conference call and webcast to discuss the company's fourth quarter and full year 2022 results.
I am Brad Kessel, President and Chief Executive Officer, and joining me is Gavin Mohr, EVP and Chief Financial Officer; and Joel Rahn, Executive Vice President Commercial Banking.
Before we begin today's call, I would like to direct you to the important information on Page 2 of our presentation. Specifically, the cautionary note regarding forward-looking statements. If anyone does not already have a copy of the press release issued by us today, you can access it at the company's website, independentbank.com. The agenda for
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