Q1 2020 Hilltop Holdings Inc Earnings Call Transcript
Good day, and welcome to Hilltop Holdings First Quarter 2020 Earnings Conference Call and Webcast. (Operator Instructions)
Please note today's event is being recorded. I would now like to turn the conference over to Erik Yohe. Please go ahead, sir.
Thank you, and good morning. Before we get started, please note that certain statements during today's presentation that are not statements of historical fact, including statements concerning such items as our outlook, business strategy, future plans, financial condition and the impact and potential impacts of COVID-19, are forward-looking statements. These statements are based on management's current expectations concerning future events that, by their nature, are subject to risks and uncertainties.
Our actual results, capital and financial condition may differ materially from these statements due to a variety of factors, including the precautionary statements referenced in our discussion today and those included in our most recent
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