HealthEquity Inc provides solutions that allow consumers to make healthcare saving and spending decisions. It provides payment processing services, personalized benefit information, the ability to earn wellness incentives, and investment advice to grow their tax-advantaged healthcare savings. It manages consumers' tax-advantaged health savings accounts (HSAs) and other consumer-directed benefits (CDBs) offered by employers, including flexible spending accounts and health reimbursement arrangements (FSAs and HRAs), and administers Consolidated Omnibus Budget Reconciliation Act (COBRA), commuter and other benefits. It also provides investment advisory services to customers whose account balances exceed a certain threshold. HealthEquity generates its revenue in the United States.

Financial Strength

6/10

Name	Current	Vs Industry
Cash-To-Debt	0.28
Equity-to-Asset	0.61
Debt-to-Equity	0.53
Debt-to-EBITDA	3.38
Interest Coverage	3.38
Piotroski F-Score	6/9	0 1 2 3 4 5 6 7 8 9
Altman Z-Score	4.33	Distress Grey Safe
Beneish M-Score	-2.71	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

9/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	5.8
	3-Year EBITDA Growth Rate	16.8
	3-Year EPS without NRI Growth Rate	57.7
	3-Year FCF Growth Rate	26.5
	3-Year Book Growth Rate	9.8
	Future 3-5Y EPS without NRI Growth Rate	25
	Future 3-5Y Total Revenue Growth Rate	12.56

Momentum Rank

	Name	Current	Vs Industry		Vs History
	5-Day RSI	50.91
	9-Day RSI	45.29
	14-Day RSI	46.92
	6-1 Month Momentum %	24.64
	12-1 Month Momentum %	58.41

Liquidity Ratio

	Name	Current	Vs Industry		Vs History
	Current Ratio	3.2
	Quick Ratio	3.2
	Cash Ratio	2.08
	Days Sales Outstanding	33.15
	Days Payable	11.81

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	3-Year Average Share Buyback Ratio	-3.7
	Shareholder Yield %	-1.22

Profitability Rank

8/10

	Name	Current	Vs Industry		Vs History
	Gross Margin %	65.33
	Operating Margin %	17.36
	Net Margin %	8.41
	FCF Margin %	-14.08
	ROE %	4.65
	ROA %	2.93
	ROIC %	5.74
	ROC (Joel Greenblatt) %	167.29
	ROCE %	5.49
	Years of Profitability over Past 10-Year	8

GF Value Rank

6/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	87.24
	Forward PE Ratio	25.8
	PE Ratio without NRI	36.28
	Shiller PE Ratio	194.06
	Price-to-Owner-Earnings	121.91
	PEG Ratio	3.15
	PS Ratio	7.3
	PB Ratio	3.89
	Price-to-Operating-Cash-Flow	24.65
	EV-to-EBIT	51.73
	EV-to-Forward-EBIT	34.74
	EV-to-EBITDA	26.91
	EV-to-Revenue	7.86
	EV-to-Forward-Revenue	7.02
	EV-to-FCF	-55.82
	Price-to-Projected-FCF	3.97
	Price-to-Median-PS-Value	0.67
	Price-to-Peter-Lynch-Fair-Value	2.09
	Earnings Yield (Greenblatt) %	1.93
	FCF Yield %	-1.97
	Forward Rate of Return (Yacktman) %	17.81

Financials (Next Earnings Date:2025-03-19 Est.)

Annual Quarterly TTM

HQY's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

HealthEquity Inc Operating Data

Annual Quarterly

HQY's Complete Operating Data

No operating data available for HealthEquity Inc.

Guru Trades

See Details

Insider Trades

See Details

Gurus Latest Trades with NAS:HQY

No Available Data

Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

HealthEquity Inc Executives

Details

GF Value: $86.14

HQY

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 2 Severe warning signs with HQY. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil $)	1,150.344
	EPS (TTM) ($)	1.09
	Beta	0
	Volatility %	26.44
	14-Day RSI	46.92
	14-Day ATR ($)	3.156709
	20-Day SMA ($)	98.17125
	12-1 Month Momentum %	58.41
	52-Week Range ($)	65.01 - 105.82
	Shares Outstanding (Mil)	86.66

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	6
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

HealthEquity Inc Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

HealthEquity Inc Stock Events

Financials Calendars

	Event	Date	Price($)
No Event Data

HealthEquity Inc Frequently Asked Questions

What is HealthEquity Inc(HQY)'s stock price today?

The current price of HQY is $95.68. The 52 week high of HQY is $105.82 and 52 week low is $65.01.

When is next earnings date of HealthEquity Inc(HQY)?

The next earnings date of HealthEquity Inc(HQY) is 2025-03-19 Est..

Does HealthEquity Inc(HQY) pay dividends? If so, how much?

HealthEquity Inc(HQY) does not pay dividend.

Press Release

	Subject	Date
No Press Release

Headlines

No news.

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