Business Description
Golden State Bancorp
NAICS : 522110
SIC : 6022
ISIN : US38120H1077
Description
Golden State Bancorp is a state-chartered commercial lending institution specializing in residential/commercial real estate construction and mini-perm lending, and a full array of consumer loans. The company's primary source of revenue is providing loans to customers, who are predominately small and middle-market businesses and individuals.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 2.3 | |||||
| Equity-to-Asset | 0.08 | |||||
| Debt-to-Equity | 0.71 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 8/9 | |||||
| Beneish M-Score | -2.01 | |||||
| WACC vs ROIC | ||||||
Growth Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 13.9 | |||||
| 3-Year EPS without NRI Growth Rate | 60.7 | |||||
| 3-Year FCF Growth Rate | 31.9 | |||||
| 3-Year Book Growth Rate | 15.8 |
Momentum Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 27.31 | |||||
| 9-Day RSI | 32.26 | |||||
| 14-Day RSI | 39.16 | |||||
| 6-1 Month Momentum % | 24.42 | |||||
| 12-1 Month Momentum % | 26.76 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Average Share Buyback Ratio | -3.8 | |||||
| Shareholder Yield % | -22.95 |
Profitability Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 27.5 | |||||
| FCF Margin % | 51.04 | |||||
| ROE % | 8.94 | |||||
| ROA % | 0.75 | |||||
| Years of Profitability over Past 10-Year | 5 |
GF Value Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 11.08 | |||||
| PE Ratio without NRI | 11.08 | |||||
| PS Ratio | 3.05 | |||||
| PB Ratio | 0.96 | |||||
| Price-to-Tangible-Book | 0.96 | |||||
| Price-to-Free-Cash-Flow | 5.69 | |||||
| Price-to-Operating-Cash-Flow | 5.69 | |||||
| EV-to-Revenue | 0.13 | |||||
| EV-to-FCF | 0.34 | |||||
| Price-to-Projected-FCF | 0.87 | |||||
| Price-to-Graham-Number | 0.59 | |||||
| FCF Yield % | 16.75 | |||||
| Forward Rate of Return (Yacktman) % | -40.45 |
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Golden State Bancorp Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 21.738 | ||
| EPS (TTM) ($) | 2.31 | ||
| Beta | 0.18 | ||
| Volatility % | 16.93 | ||
| 14-Day RSI | 39.16 | ||
| 14-Day ATR ($) | 0.051547 | ||
| 20-Day SMA ($) | 26.131 | ||
| 12-1 Month Momentum % | 26.76 | ||
| 52-Week Range ($) | 20.6 - 27.4 | ||
| Shares Outstanding (Mil) | 2.59 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 8 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Golden State Bancorp Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Golden State Bancorp Stock Events
| Event | Date | Price($) | ||
|---|---|---|---|---|
| No Event Data | ||||
Golden State Bancorp Frequently Asked Questions
What is Golden State Bancorp(GSBX)'s stock price today?
The current price of GSBX is $25.60. The 52 week high of GSBX is $27.40 and 52 week low is $20.60.
When is next earnings date of Golden State Bancorp(GSBX)?
The next earnings date of Golden State Bancorp(GSBX) is .
Does Golden State Bancorp(GSBX) pay dividends? If so, how much?
Golden State Bancorp(GSBX) does not pay dividend.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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