Q3 2022 Hilltop Holdings Inc Earnings Call Transcript
Hello, and welcome to the Hilltop Holdings Third Quarter 2022 Earnings Conference Call. My name is Alex, I'll be coordinating the call today. (Operator Instructions).
I'll now hand over to your host, Erik Yohe from Hilltop Holdings. Erik, please go ahead.
Thank you, operator. Before we get started, please note that certain statements during today's presentation that are not statements of historical fact, including statements concerning such items as our outlook, business strategy, future plans, financial condition, allowance for credit losses, the impact and potential impacts of inflation, stock repurchases and dividends and impacts of interchanges, as well as such other items referenced in the preference of our presentation, are forward-looking statements.
These statements are based on management's current expectations concerning future events that, by their nature, are subject to risks and uncertainties. Our actual results, capital, liquidity and financial condition may differ
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