Q2 2020 UMB Financial Corp Earnings Call Transcript
Good day, and welcome to UMB Financial Corp. Second Quarter 2020 Conference Call. (Operator Instructions) Please note, this event is being recorded. I would now like to turn the conference over to Kay Gregory. Please go ahead.
Good morning, and welcome to our second quarter 2020 call. Mariner Kemper, President and CEO; and Ram Shankar, CFO, will share a few comments about our results. Jim Rine, CEO of UMB Bank; and Tom Terry, Chief Credit Officer, will also be available for the question-and-answer session.
Before we begin, let me remind you that today's presentation contains forward-looking statements, all of which are subject to assumptions, risks and uncertainties, including the currently unknown potential impacts of the COVID-19 crisis. These risks are included in our SEC filings and are summarized on Page 2 of our presentation. Actual results and other future circumstances or aspirations may differ from those set forth in any forward-looking statement. Forward-looking
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