Q4 2021 Essent Group Ltd Earnings Call Transcript
Good morning. My name is Julianne, and I will be your conference operator today. At this time, I would like to welcome everyone to Essent Group Limited's Fourth Quarter and Full Year 2021 Results Conference Call. (Operator Instructions)
I would now like to turn the call over to Phil Stefano, Vice President of Investor Relations. You may now begin your conference.
Thank you, Julianne. Good morning, everyone and welcome to our call. Joining me today are Mark Casale, Chairman and CEO; and Larry McAlee, Chief Financial Officer. Also on hand for the Q&A portion of the call is Chris Curran, President of Essent Guaranty.
Our press release, which contains Essent's financial results for the fourth quarter and full year 2021 was issued earlier today and is available on our website at essentgroup.com. Prior to getting started, I would like to remind participants that today's discussions are being recorded and will include the use of forward-looking statements. These statements are based on current expectations, estimates, projections
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