Business Description
United Security Bancshares
NAICS : 522110
SIC : 6022
ISIN : US9114601035
Description
United Security Bancshares operates as the holding for United Security Bank. It provides commercial banking services to the business and professional community, and individuals located in Fresno, Madera, Santa Clara, and Kern Counties. It offers checking and savings accounts, deposits, mortgage loans, credit and debit cards, safe deposit boxes, automated teller machines, wire transfers, money market accounts, mobile banking, and wealth management services. The company's primary sources of revenue are interest income from loans and investment securities.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.99 | |||||
| Equity-to-Asset | 0.11 | |||||
| Debt-to-Equity | 0.37 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 5/9 | |||||
| Beneish M-Score | -2.53 | |||||
| WACC vs ROIC | ||||||
Growth Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 13.3 | |||||
| 3-Year EPS without NRI Growth Rate | 29.8 | |||||
| 3-Year FCF Growth Rate | 17.3 | |||||
| 3-Year Book Growth Rate | 1 |
Momentum Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 72.61 | |||||
| 9-Day RSI | 71.99 | |||||
| 14-Day RSI | 71.84 | |||||
| 6-1 Month Momentum % | 39.23 | |||||
| 12-1 Month Momentum % | 17.53 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 4.65 | |||||
| Dividend Payout Ratio | 0.47 | |||||
| 3-Year Dividend Growth Rate | 2.2 | |||||
| Forward Dividend Yield % | 4.79 | |||||
| 5-Year Yield-on-Cost % | 5.31 | |||||
| 3-Year Average Share Buyback Ratio | -0.3 | |||||
| Shareholder Yield % | 1.43 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 32.44 | |||||
| FCF Margin % | 37.97 | |||||
| ROE % | 14.22 | |||||
| ROA % | 1.43 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 9.9 | |||||
| PE Ratio without NRI | 9.9 | |||||
| Shiller PE Ratio | 12.3 | |||||
| Price-to-Owner-Earnings | 8.22 | |||||
| PEG Ratio | 8.25 | |||||
| PS Ratio | 3.18 | |||||
| PB Ratio | 1.32 | |||||
| Price-to-Tangible-Book | 1.36 | |||||
| Price-to-Free-Cash-Flow | 8.37 | |||||
| Price-to-Operating-Cash-Flow | 7.95 | |||||
| EV-to-Revenue | 3.22 | |||||
| EV-to-FCF | 8.47 | |||||
| Price-to-Projected-FCF | 0.61 | |||||
| Price-to-DCF (Earnings Based) | 0.61 | |||||
| Price-to-DCF (FCF Based) | 0.53 | |||||
| Price-to-Median-PS-Value | 1 | |||||
| Price-to-Graham-Number | 0.78 | |||||
| FCF Yield % | 11.85 | |||||
| Forward Rate of Return (Yacktman) % | 11.21 |
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
See DetailsPeter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
United Security Bancshares Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil €) | 49.979 | ||
| EPS (TTM) (€) | 0.935 | ||
| Beta | 0.52 | ||
| Volatility % | 21.83 | ||
| 14-Day RSI | 71.84 | ||
| 14-Day ATR (€) | 0.064381 | ||
| 20-Day SMA (€) | 9.325 | ||
| 12-1 Month Momentum % | 17.53 | ||
| 52-Week Range (€) | 6.35 - 9.55 | ||
| Shares Outstanding (Mil) | 17.32 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 5 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
United Security Bancshares Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
United Security Bancshares Stock Events
| Event | Date | Price(€) | ||
|---|---|---|---|---|
| No Event Data | ||||
United Security Bancshares Frequently Asked Questions
What is United Security Bancshares(FRA:4QR)'s stock price today?
The current price of FRA:4QR is €9.55. The 52 week high of FRA:4QR is €9.55 and 52 week low is €6.35.
When is next earnings date of United Security Bancshares(FRA:4QR)?
The next earnings date of United Security Bancshares(FRA:4QR) is 2025-01-24 Est..
Does United Security Bancshares(FRA:4QR) pay dividends? If so, how much?
The Dividend Yield %  of United Security Bancshares(FRA:4QR) is 4.65% (As of Today), Highest Dividend Payout Ratio of United Security Bancshares(FRA:4QR) was 0.83. The lowest was 0.41. And the median was 0.48. The  Forward Dividend Yield % of United Security Bancshares(FRA:4QR) is 4.79%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Survey
We'd love to learn more about your experiences on GuruFocus.com and how we can improve!
Take Survey
Follow Us
Disclaimers