Business Description
Waterstone Financial Inc
NAICS : 522120
SIC : 6035
ISIN : US94188P1012
Description
Waterstone Financial Inc is a holding company. Through its subsidiaries, It operates in two segments: Community Banking and Mortgage Banking. The community banking segment provides consumer and business banking products and services to customers, which include various types of loans, deposits, and personal investment services. The Mortgage Banking segment involves residential mortgage loans for the primary purpose of sale in the secondary market. The vast majority of its revenue comes from the community banking segment.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.09 | |||||
| Equity-to-Asset | 0.15 | |||||
| Debt-to-Equity | 1.24 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 7/9 | |||||
| Beneish M-Score | -2.34 | |||||
| WACC vs ROIC | ||||||
Growth Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | -18.9 | |||||
| 3-Year EPS without NRI Growth Rate | -48.2 | |||||
| 3-Year FCF Growth Rate | 28.6 | |||||
| 3-Year Book Growth Rate | 0.9 |
Momentum Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 15.33 | |||||
| 9-Day RSI | 23.77 | |||||
| 14-Day RSI | 31.26 | |||||
| 6-1 Month Momentum % | 25.89 | |||||
| 12-1 Month Momentum % | 11.02 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 4.38 | |||||
| Dividend Payout Ratio | 0.62 | |||||
| 3-Year Dividend Growth Rate | 13.4 | |||||
| Forward Dividend Yield % | 4.5 | |||||
| 5-Year Yield-on-Cost % | 7.93 | |||||
| 3-Year Average Share Buyback Ratio | 6.8 | |||||
| Shareholder Yield % | 4.72 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 10.43 | |||||
| FCF Margin % | 16 | |||||
| ROE % | 3.94 | |||||
| ROA % | 0.6 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 18.78 | |||||
| PE Ratio without NRI | 18.78 | |||||
| Shiller PE Ratio | 8.57 | |||||
| Price-to-Owner-Earnings | 11.21 | |||||
| PEG Ratio | 4.58 | |||||
| PS Ratio | 2 | |||||
| PB Ratio | 0.78 | |||||
| Price-to-Tangible-Book | 0.78 | |||||
| Price-to-Free-Cash-Flow | 10.91 | |||||
| Price-to-Operating-Cash-Flow | 10.4 | |||||
| EV-to-Revenue | 5.06 | |||||
| EV-to-FCF | 29 | |||||
| Price-to-Projected-FCF | 0.41 | |||||
| Price-to-Median-PS-Value | 0.74 | |||||
| Price-to-Graham-Number | 0.81 | |||||
| FCF Yield % | 8.49 | |||||
| Forward Rate of Return (Yacktman) % | 21.99 |
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
See DetailsPeter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Waterstone Financial Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil €) | 118.199 | ||
| EPS (TTM) (€) | 0.667 | ||
| Beta | 0.7 | ||
| Volatility % | 30.05 | ||
| 14-Day RSI | 31.26 | ||
| 14-Day ATR (€) | 0.164707 | ||
| 20-Day SMA (€) | 13.525 | ||
| 12-1 Month Momentum % | 11.02 | ||
| 52-Week Range (€) | 9.75 - 15.1 | ||
| Shares Outstanding (Mil) | 19.37 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 7 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Waterstone Financial Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Waterstone Financial Inc Stock Events
| Event | Date | Price(€) | ||
|---|---|---|---|---|
| No Event Data | ||||
Waterstone Financial Inc Frequently Asked Questions
What is Waterstone Financial Inc(FRA:47Z)'s stock price today?
The current price of FRA:47Z is €13.10. The 52 week high of FRA:47Z is €15.10 and 52 week low is €9.75.
When is next earnings date of Waterstone Financial Inc(FRA:47Z)?
The next earnings date of Waterstone Financial Inc(FRA:47Z) is 2025-01-30 Est..
Does Waterstone Financial Inc(FRA:47Z) pay dividends? If so, how much?
The Dividend Yield %  of Waterstone Financial Inc(FRA:47Z) is 4.38% (As of Today), Highest Dividend Payout Ratio of Waterstone Financial Inc(FRA:47Z) was 1.52. The lowest was 0.15. And the median was 0.39. The  Forward Dividend Yield % of Waterstone Financial Inc(FRA:47Z) is 4.5%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Survey
We'd love to learn more about your experiences on GuruFocus.com and how we can improve!
Take Survey
Follow Us
Disclaimers