CYBG PLC Capital Markets Day Transcript
Okay. All right. We're going to get started. So good morning, everyone, and welcome to the CYBG Capital Markets Day. A special welcome, I think, to our Australian investors who are -- there's plenty of you who made the trip over. And of course, to everybody on the webcast, welcome to the day too. The team and I are really looking forward to giving you a good summary today of what our strategy is and how we're going to deliver it.
So without further ado, I'll go to the formal presentation.
So before I start. Essentially, what you'll hear today in the various presentations is that our strategy and targets are based on a self-help story. And we're pulling the levers that are in our control, so taking out costs, managing growth, to optimize our returns. So our delivery will be supported by, and I think you know it, an experienced leadership team with a strong track record of delivering growth and cost reductions and capital optimization. Our execution will be greatly enhanced by the revitalized Virgin Money brand and underpinned by
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