First Business Financial Services Inc operates as a bank holding company. The Bank operates as a business bank, focusing on delivering a full line of commercial banking products including commercial loans and commercial real estate loans, to meet the specific needs of small and medium-sized businesses, business owners, executives, professionals, and high-net-worth individuals. The company's products and services include commercial lending, SBA lending and servicing, asset-based lending, equipment financing, factoring, trust, and investment services, treasury management services, and a broad range of deposit products. Geographically all the business activity functioned through the region of the United States.

Financial Strength

3/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	0.37
Equity-to-Asset	0.08
Debt-to-Equity	1.15
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	6/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.41	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

9/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	13.4
	3-Year EPS without NRI Growth Rate	30
	3-Year FCF Growth Rate	24.5
	3-Year Book Growth Rate	11.5
	Future 3-5Y EPS without NRI Growth Rate	11.09
	Future 3-5Y Total Revenue Growth Rate	7.55

Momentum Rank

6/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	45.36
	9-Day RSI	41.21
	14-Day RSI	43.32
	6-1 Month Momentum %	47.6
	12-1 Month Momentum %	27.31

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	2.14
	Dividend Payout Ratio	0.21
	3-Year Dividend Growth Rate	11.3
	Forward Dividend Yield %	2.14
	5-Year Yield-on-Cost %	3.43
	3-Year Average Share Buyback Ratio	1
	Shareholder Yield %	12.32

Profitability Rank

6/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	26.59
	FCF Margin %	32.48
	ROE %	13.33
	ROA %	1.11
	Years of Profitability over Past 10-Year	10

GF Value Rank

6/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	10.03
	Forward PE Ratio	8.91
	PE Ratio without NRI	10.03
	Shiller PE Ratio	14.12
	Price-to-Owner-Earnings	11.31
	PEG Ratio	0.99
	PS Ratio	2.56
	PB Ratio	1.29
	Price-to-Tangible-Book	1.35
	Price-to-Free-Cash-Flow	7.83
	Price-to-Operating-Cash-Flow	7.77
	EV-to-Revenue	4.2
	EV-to-FCF	12.71
	Price-to-Projected-FCF	0.48
	Price-to-DCF (Earnings Based)	0.58
	Price-to-DCF (FCF Based)	0.42
	Price-to-Median-PS-Value	1.05
	Price-to-Peter-Lynch-Fair-Value	0.94
	Price-to-Graham-Number	0.77
	FCF Yield %	12.48
	Forward Rate of Return (Yacktman) %	20.82

Financials (Next Earnings Date:2025-01-24 Est.)

Annual Quarterly TTM

FBIZ's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

First Business Financial Services Inc Operating Data

Annual Quarterly

FBIZ's Complete Operating Data

No operating data available for First Business Financial Services Inc.

Guru Trades

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Insider Trades

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Gurus Latest Trades with NAS:FBIZ

No Available Data

Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

First Business Financial Services Inc Executives

Details

GF Value: $42.25

FBIZ

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 1 Severe warning sign with FBIZ. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil $)	148.937
	EPS (TTM) ($)	4.66
	Beta	0.73
	Volatility %	38.22
	14-Day RSI	43.32
	14-Day ATR ($)	1.321391
	20-Day SMA ($)	48.7955
	12-1 Month Momentum %	27.31
	52-Week Range ($)	32.56 - 52.22
	Shares Outstanding (Mil)	8.3

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	6
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

First Business Financial Services Inc Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

First Business Financial Services Inc Stock Events

Financials Calendars

	Event	Date	Price($)
No Event Data

First Business Financial Services Inc Frequently Asked Questions

What is First Business Financial Services Inc(FBIZ)'s stock price today?

The current price of FBIZ is $46.73. The 52 week high of FBIZ is $52.22 and 52 week low is $32.56.

When is next earnings date of First Business Financial Services Inc(FBIZ)?

The next earnings date of First Business Financial Services Inc(FBIZ) is 2025-01-24 Est..

Does First Business Financial Services Inc(FBIZ) pay dividends? If so, how much?

The Dividend Yield % of First Business Financial Services Inc(FBIZ) is 2.14% (As of Today), Highest Dividend Payout Ratio of First Business Financial Services Inc(FBIZ) was 0.38. The lowest was 0.17. And the median was 0.24. The Forward Dividend Yield % of First Business Financial Services Inc(FBIZ) is 2.14%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

Headlines

No news.

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