Business Description
Evans Bancorp Inc
NAICS : 522110
SIC : 6021
ISIN : US29911Q2084
Description
Evans Bancorp Inc is a financial holding company. Through its subsidiaries, it provides various banking services to consumers and commercial customers in the USA. The firm operates in two segments, Banking Activities and Insurance Agency Activities. The banking business segment includes both commercial and consumer banking services, including lending and depository services and offering non-deposit investment products, such as annuities and mutual funds. The insurance agency segment includes the activities of selling various premium-based insurance policies on a commission basis, including business and personal insurance, employee benefits, surety bonds, risk management, life, disability and long-term care coverage, and providing claims adjusting services to various insurance companies.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.78 | |||||
| Equity-to-Asset | 0.08 | |||||
| Debt-to-Equity | 0.88 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 4/9 | |||||
| Beneish M-Score | -2.4 | |||||
| WACC vs ROIC | ||||||
Growth Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 6 | |||||
| 3-Year EPS without NRI Growth Rate | -15.6 | |||||
| 3-Year FCF Growth Rate | 95.2 | |||||
| 3-Year Book Growth Rate | 1.3 |
Momentum Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 50.15 | |||||
| 9-Day RSI | 49.97 | |||||
| 14-Day RSI | 52.2 | |||||
| 6-1 Month Momentum % | 58.51 | |||||
| 12-1 Month Momentum % | 39.57 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 2.98 | |||||
| Dividend Payout Ratio | 1.37 | |||||
| 3-Year Dividend Growth Rate | 4.4 | |||||
| Forward Dividend Yield % | 2.98 | |||||
| 5-Year Yield-on-Cost % | 4.2 | |||||
| 3-Year Average Share Buyback Ratio | -0.5 | |||||
| Shareholder Yield % | 6.13 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 22.05 | |||||
| FCF Margin % | 8.53 | |||||
| ROE % | 10.61 | |||||
| ROA % | 0.83 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 13.29 | |||||
| Forward PE Ratio | 18.03 | |||||
| PE Ratio without NRI | 46.07 | |||||
| Shiller PE Ratio | 12.65 | |||||
| Price-to-Owner-Earnings | 12.96 | |||||
| PEG Ratio | 20.94 | |||||
| PS Ratio | 2.92 | |||||
| PB Ratio | 1.32 | |||||
| Price-to-Tangible-Book | 1.33 | |||||
| Price-to-Free-Cash-Flow | 34.05 | |||||
| Price-to-Operating-Cash-Flow | 33.06 | |||||
| EV-to-Revenue | 3.37 | |||||
| EV-to-FCF | 39.11 | |||||
| Price-to-Projected-FCF | 0.84 | |||||
| Price-to-DCF (Earnings Based) | 3.62 | |||||
| Price-to-DCF (FCF Based) | 2.95 | |||||
| Price-to-Median-PS-Value | 1.19 | |||||
| Price-to-Graham-Number | 1.65 | |||||
| FCF Yield % | 2.9 | |||||
| Forward Rate of Return (Yacktman) % | 6.01 |
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
Dividend
Log
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Annualized Return % Â
Total Annual Return % Â
Evans Bancorp Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 83.429 | ||
| EPS (TTM) ($) | 3.33 | ||
| Beta | 0.72 | ||
| Volatility % | 34.73 | ||
| 14-Day RSI | 52.2 | ||
| 14-Day ATR ($) | 1.017432 | ||
| 20-Day SMA ($) | 44.522 | ||
| 12-1 Month Momentum % | 39.57 | ||
| 52-Week Range ($) | 24.065 - 46.21 | ||
| Shares Outstanding (Mil) | 5.54 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 4 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Evans Bancorp Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Evans Bancorp Inc Stock Events
| Event | Date | Price($) | ||
|---|---|---|---|---|
| No Event Data | ||||
Evans Bancorp Inc Frequently Asked Questions
What is Evans Bancorp Inc(EVBN)'s stock price today?
The current price of EVBN is $44.27. The 52 week high of EVBN is $46.21 and 52 week low is $24.07.
When is next earnings date of Evans Bancorp Inc(EVBN)?
The next earnings date of Evans Bancorp Inc(EVBN) is 2025-01-31 Est..
Does Evans Bancorp Inc(EVBN) pay dividends? If so, how much?
The Dividend Yield %  of Evans Bancorp Inc(EVBN) is 2.98% (As of Today), Highest Dividend Payout Ratio of Evans Bancorp Inc(EVBN) was 1.37. The lowest was 0.28. And the median was 0.34. The  Forward Dividend Yield % of Evans Bancorp Inc(EVBN) is 2.98%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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