Delhi Bank Corp provides a full range of commercial banking services to individual and small business customers in Delaware County, New York, and the surrounding counties. The area is a rural market with an economic base made up of light manufacturing, retail, and agricultural businesses. The Company's primary deposit products are demand deposits and interest-bearing time and savings accounts. It offers a full array of loan products to meet the needs of retail and commercial customers.

Financial Strength

4/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	1.35
Equity-to-Asset	0.08
Debt-to-Equity	0.09
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	4/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-24.68	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

1/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	-2.2
	3-Year EPS without NRI Growth Rate	-6.3
	3-Year FCF Growth Rate	2.8
	3-Year Book Growth Rate	-7.4

Momentum Rank

8/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	97.44
	9-Day RSI	90.63
	14-Day RSI	81.54
	6-1 Month Momentum %	0.54
	12-1 Month Momentum %	0.49

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	1.86
	Dividend Payout Ratio	0.82
	3-Year Dividend Growth Rate	0.7
	Forward Dividend Yield %	1.86
	5-Year Yield-on-Cost %	2.03
	3-Year Average Share Buyback Ratio	-1.6
	Shareholder Yield %	5.59

Profitability Rank

4/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	17.12
	FCF Margin %	35
	ROE %	5.64
	ROA %	0.43
	Years of Profitability over Past 10-Year	10

GF Value Rank

6/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	43.83
	PE Ratio without NRI	43.83
	Shiller PE Ratio	27.11
	Price-to-Owner-Earnings	25.91
	PS Ratio	7.51
	PB Ratio	2.18
	Price-to-Tangible-Book	2.18
	Price-to-Free-Cash-Flow	21.85
	Price-to-Operating-Cash-Flow	21.27
	EV-to-Revenue	7.55
	EV-to-FCF	21.45
	Price-to-Projected-FCF	1.72
	Price-to-Median-PS-Value	1.44
	Price-to-Graham-Number	2.06
	FCF Yield %	4.58
	Forward Rate of Return (Yacktman) %	0.57

Financials

Annual Quarterly TTM

DWNX's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

See Details

Insider Trades

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Gurus Latest Trades with OTCPK:DWNX

No Available Data

Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Delhi Bank Corp Executives

Details

GF Value: $18.77

DWNX

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 1 Severe warning sign with DWNX. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil $)	9.145
	EPS (TTM) ($)	0.47
	Beta	-0.42
	Volatility %	1.97
	14-Day RSI	81.54
	14-Day ATR ($)	0.010924
	20-Day SMA ($)	20.5104
	12-1 Month Momentum %	0.49
	52-Week Range ($)	20 - 20.75
	Shares Outstanding (Mil)	3.39

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	4
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Delhi Bank Corp Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Delhi Bank Corp Stock Events

Financials Calendars

	Event	Date	Price($)
No Event Data

Delhi Bank Corp Frequently Asked Questions

What is Delhi Bank Corp(DWNX)'s stock price today?

The current price of DWNX is $20.60. The 52 week high of DWNX is $20.75 and 52 week low is $20.00.

When is next earnings date of Delhi Bank Corp(DWNX)?

The next earnings date of Delhi Bank Corp(DWNX) is .

Does Delhi Bank Corp(DWNX) pay dividends? If so, how much?

The Dividend Yield % of Delhi Bank Corp(DWNX) is 1.86% (As of Today), Highest Dividend Payout Ratio of Delhi Bank Corp(DWNX) was 0.82. The lowest was 0.42. And the median was 0.56. The Forward Dividend Yield % of Delhi Bank Corp(DWNX) is 1.86%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

Headlines

No news.

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