United Commercial Bank PLC is a commercial bank. The company through its delivery channels and subsidiaries offers a wide range of banking products and services to corporate, SME, and retail customers. Its products and services include deposit products like current deposits, fixed deposits, and UCB Multi-Millionaires. Loan products such as trade finance, import finance, loan syndication, and pacing credit. It also provides other services such as Western Union Money Transfer, online services internet banking. The reportable segments of the company are Corporate Banking, SME Banking, Consumer Banking, Treasury, Investment Banking, Offshore Banking, Card and Alternate Delivery Channel, Mobile Financial Services, and Agent Banking.

Financial Strength

5/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	0.7
Equity-to-Asset	0.06
Debt-to-Equity	1.8
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	3/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.07	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

9/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	12.8
	3-Year EPS without NRI Growth Rate	-8.8
	3-Year Book Growth Rate	5.2

Momentum Rank

	Name	Current	Vs Industry		Vs History
	5-Day RSI	22.4
	9-Day RSI	26.56
	14-Day RSI	30.09
	6-1 Month Momentum %	15.29
	12-1 Month Momentum %	-12.87

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	5.29
	Dividend Payout Ratio	0.28
	3-Year Dividend Growth Rate	6.7
	Forward Dividend Yield %	5.29
	5-Year Yield-on-Cost %	5.29
	Shareholder Yield %	100.12

Profitability Rank

9/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	7.45
	FCF Margin %	-38.57
	ROE %	6.56
	ROA %	0.38
	Years of Profitability over Past 10-Year	10

GF Value Rank

9/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	5.33
	PE Ratio without NRI	5.33
	Shiller PE Ratio	4.21
	Price-to-Owner-Earnings	5.14
	PEG Ratio	0.83
	PS Ratio	0.4
	PB Ratio	0.35
	Price-to-Tangible-Book	0.35
	EV-to-Revenue	1.02
	EV-to-FCF	-2.64
	Price-to-DCF (Earnings Based)	0.46
	Price-to-Median-PS-Value	0.42
	Price-to-Peter-Lynch-Fair-Value	0.94
	Price-to-Graham-Number	0.29
	FCF Yield %	-97.09
	Forward Rate of Return (Yacktman) %	-34.04

Financials

Annual Quarterly TTM

DHA:UCB's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

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Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

United Commercial Bank PLC Executives

Details

GF Value: BDT15.16

DHA:UCB

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 1 Severe warning sign with UCB. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil BDT)	36,880.358
	EPS (TTM) (BDT)	1.688
	Beta	0
	Volatility %	58.45
	14-Day RSI	30.09
	14-Day ATR (BDT)	0.230411
	20-Day SMA (BDT)	9.48
	12-1 Month Momentum %	-12.87
	52-Week Range (BDT)	8.2 - 14.7
	Shares Outstanding (Mil)	1,627.89

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	3
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

United Commercial Bank PLC Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

United Commercial Bank PLC Stock Events

Financials Calendars

	Event	Date	Price(BDT)
No Event Data

United Commercial Bank PLC Frequently Asked Questions

What is United Commercial Bank PLC(DHA:UCB)'s stock price today?

The current price of DHA:UCB is BDT9.00. The 52 week high of DHA:UCB is BDT14.70 and 52 week low is BDT8.20.

When is next earnings date of United Commercial Bank PLC(DHA:UCB)?

The next earnings date of United Commercial Bank PLC(DHA:UCB) is .

Does United Commercial Bank PLC(DHA:UCB) pay dividends? If so, how much?

The Dividend Yield % of United Commercial Bank PLC(DHA:UCB) is 5.29% (As of Today), Highest Dividend Payout Ratio of United Commercial Bank PLC(DHA:UCB) was 0.77. The lowest was 0.2. And the median was 0.37. The Forward Dividend Yield % of United Commercial Bank PLC(DHA:UCB) is 5.29%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

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