Business Description
Consumer Portfolio Services Inc
NAICS : 522220
SIC : 6159
ISIN : US2105021008
Description
Consumer Portfolio Services Inc is a U.S.-based company operating in the specialty finance sector. Its business is to purchase and service retail automobile contracts originated by franchised automobile dealers and, to a lesser extent, by select independent dealers in the United States in the sale of new and used automobiles, light trucks, and passenger vans. Through its automobile contract purchases, the company provides indirect financing to the customers of dealers having limited credit histories, low incomes, or past credit problems, who it refers to as sub-prime customers. It serves as an alternative source of financing for dealers, facilitating sales to customers.
Financial Strength
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Equity-to-Asset | 0.08 | |||||
| Debt-to-Equity | 10.89 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 4/9 | |||||
| Beneish M-Score | -2.83 | |||||
| WACC vs ROIC | ||||||
Growth Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 4.8 | |||||
| 3-Year EPS without NRI Growth Rate | 26 | |||||
| 3-Year FCF Growth Rate | -1.8 | |||||
| 3-Year Book Growth Rate | 30.3 |
Momentum Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 32.54 | |||||
| 9-Day RSI | 42.25 | |||||
| 14-Day RSI | 47.74 | |||||
| 6-1 Month Momentum % | 18.14 | |||||
| 12-1 Month Momentum % | 7.54 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Average Share Buyback Ratio | 2.3 | |||||
| Shareholder Yield % | -122.99 |
Profitability Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 10.56 | |||||
| FCF Margin % | 109.95 | |||||
| ROE % | 7.67 | |||||
| ROA % | 0.68 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 12.08 | |||||
| Forward PE Ratio | 3.95 | |||||
| PE Ratio without NRI | 12.08 | |||||
| Shiller PE Ratio | 7.91 | |||||
| Price-to-Owner-Earnings | 11.72 | |||||
| PEG Ratio | 1.37 | |||||
| PS Ratio | 1.28 | |||||
| PB Ratio | 0.79 | |||||
| Price-to-Tangible-Book | 0.79 | |||||
| Price-to-Free-Cash-Flow | 1.16 | |||||
| Price-to-Operating-Cash-Flow | 1.16 | |||||
| EV-to-Revenue | 16.51 | |||||
| EV-to-Forward-Revenue | 7.27 | |||||
| EV-to-FCF | 15.02 | |||||
| Price-to-Projected-FCF | 0.11 | |||||
| Price-to-Median-PS-Value | 2.41 | |||||
| Price-to-Peter-Lynch-Fair-Value | 0.63 | |||||
| Price-to-Graham-Number | 0.66 | |||||
| FCF Yield % | 98.32 | |||||
| Forward Rate of Return (Yacktman) % | 103.16 |
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Peter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Consumer Portfolio Services Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 201.17 | ||
| EPS (TTM) ($) | 0.87 | ||
| Beta | 1.12 | ||
| Volatility % | 35.44 | ||
| 14-Day RSI | 47.74 | ||
| 14-Day ATR ($) | 0.401512 | ||
| 20-Day SMA ($) | 10.6515 | ||
| 12-1 Month Momentum % | 7.54 | ||
| 52-Week Range ($) | 7.03 - 12.04 | ||
| Shares Outstanding (Mil) | 21.41 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 4 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Consumer Portfolio Services Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Consumer Portfolio Services Inc Stock Events
| Event | Date | Price($) | ||
|---|---|---|---|---|
| No Event Data | ||||
Consumer Portfolio Services Inc Frequently Asked Questions
What is Consumer Portfolio Services Inc(CPSS)'s stock price today?
The current price of CPSS is $10.64. The 52 week high of CPSS is $12.04 and 52 week low is $7.03.
When is next earnings date of Consumer Portfolio Services Inc(CPSS)?
The next earnings date of Consumer Portfolio Services Inc(CPSS) is 2025-03-14 Est..
Does Consumer Portfolio Services Inc(CPSS) pay dividends? If so, how much?
Consumer Portfolio Services Inc(CPSS) does not pay dividend.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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