Business Description
Commercial Credit and Finance PLC
ISIN : LK0380N00002
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Traded in other countries / regions
COCR.N0000.Sri Lanka IPO Date
2011-06-01Description
Commercial Credit and Finance PLC provides financial services to its customers. The company's services include acceptance of deposits, granting lease facilities, hire purchase, personal loans, microloans, pawning and other credit facilities, real estate development, and related services. Its products consist of fixed deposits, fixed savers, leasing and hire purchases, gold loans, term loans, educational loans, short-term loans, microfinance, investment advice, and factoring. Its segments consist of Finance Lease, Hire Purchase, Microfinance and SME Loans, Gold Loan, Term Loan, Revolving Loans, and Investments. The majority of the revenue is received from the Hire Purchase segment.
Financial Strength
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 5.97 | |||||
| Equity-to-Asset | 0.23 | |||||
| Debt-to-Equity | 0.05 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 8/9 | |||||
| Beneish M-Score | -2.33 | |||||
| WACC vs ROIC | ||||||
Growth Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 15 | |||||
| 3-Year EPS without NRI Growth Rate | 23.7 | |||||
| 3-Year FCF Growth Rate | 0.2 | |||||
| 3-Year Book Growth Rate | 16.5 |
Momentum Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 65.97 | |||||
| 9-Day RSI | 67.62 | |||||
| 14-Day RSI | 68.08 | |||||
| 6-1 Month Momentum % | 27.78 | |||||
| 12-1 Month Momentum % | 58.08 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 8.08 | |||||
| Dividend Payout Ratio | 0.26 | |||||
| Forward Dividend Yield % | 8.08 | |||||
| 5-Year Yield-on-Cost % | 8.08 | |||||
| Shareholder Yield % | 13.77 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 26.73 | |||||
| FCF Margin % | 6.15 | |||||
| ROE % | 21.53 | |||||
| ROA % | 4.74 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 3.1 | |||||
| PE Ratio without NRI | 3.26 | |||||
| Shiller PE Ratio | 4.49 | |||||
| Price-to-Owner-Earnings | 6.58 | |||||
| PEG Ratio | 0.24 | |||||
| PS Ratio | 0.83 | |||||
| PB Ratio | 0.63 | |||||
| Price-to-Tangible-Book | 0.66 | |||||
| Price-to-Free-Cash-Flow | 13.5 | |||||
| Price-to-Operating-Cash-Flow | 9.07 | |||||
| EV-to-Revenue | 0.49 | |||||
| EV-to-FCF | 7.73 | |||||
| Price-to-Projected-FCF | 0.33 | |||||
| Price-to-DCF (Earnings Based) | 0.24 | |||||
| Price-to-DCF (FCF Based) | 1.18 | |||||
| Price-to-Median-PS-Value | 1.14 | |||||
| Price-to-Peter-Lynch-Fair-Value | 0.25 | |||||
| Price-to-Graham-Number | 0.31 | |||||
| FCF Yield % | 7.41 | |||||
| Forward Rate of Return (Yacktman) % | 29.9 |
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
See DetailsPeter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Commercial Credit and Finance PLC Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil රු) | 18,975.867 | ||
| EPS (TTM) (රු) | 15.945 | ||
| Beta | 0 | ||
| Volatility % | 30.28 | ||
| 14-Day RSI | 68.08 | ||
| 14-Day ATR (රු) | 1.498967 | ||
| 20-Day SMA (රු) | 47.145 | ||
| 12-1 Month Momentum % | 58.08 | ||
| 52-Week Range (රු) | 27.3 - 51.4 | ||
| Shares Outstanding (Mil) | 318.07 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 8 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Commercial Credit and Finance PLC Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Commercial Credit and Finance PLC Stock Events
| Event | Date | Price(රු) | ||
|---|---|---|---|---|
| No Event Data | ||||
Commercial Credit and Finance PLC Frequently Asked Questions
What is Commercial Credit and Finance PLC(COL:COCR.N0000)'s stock price today?
The current price of COL:COCR.N0000 is රු49.80. The 52 week high of COL:COCR.N0000 is රු51.40 and 52 week low is රු27.30.
When is next earnings date of Commercial Credit and Finance PLC(COL:COCR.N0000)?
The next earnings date of Commercial Credit and Finance PLC(COL:COCR.N0000) is .
Does Commercial Credit and Finance PLC(COL:COCR.N0000) pay dividends? If so, how much?
The Dividend Yield %  of Commercial Credit and Finance PLC(COL:COCR.N0000) is 8.08% (As of Today), Highest Dividend Payout Ratio of Commercial Credit and Finance PLC(COL:COCR.N0000) was 0.26. The lowest was 0.06. And the median was 0.15. The  Forward Dividend Yield % of Commercial Credit and Finance PLC(COL:COCR.N0000) is 8.08%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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