Business Description
Citizens Holding Co
NAICS : 522110
SIC : 6022
ISIN : US1747151025
Description
Citizens Holding Co is a bank holding company. Through its subsidiary, it engages in various commercial and personal banking activities, such as accepting demand deposits, savings, and time deposit accounts, making secured and unsecured loans, issuing letters of credit, originating mortgage loans, and providing personal and corporate trust services. The firm also provides certain services that are closely related to commercial banking, such as credit life insurance and title insurance for its loan customers. It also involves providing lending activities which include commercial, real estate, installment, and credit card loans. Majority of its revenues are derived from lending activities.
Financial Strength
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 5.25 | |||||
| Equity-to-Asset | 0.03 | |||||
| Debt-to-Equity | 0.42 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 5/9 | |||||
| WACC vs ROIC | ||||||
Growth Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | -4.3 | |||||
| 3-Year EPS without NRI Growth Rate | -36.2 | |||||
| 3-Year FCF Growth Rate | -26.4 | |||||
| 3-Year Book Growth Rate | -29.1 |
Momentum Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 57.17 | |||||
| 9-Day RSI | 56.05 | |||||
| 14-Day RSI | 55.41 | |||||
| 6-1 Month Momentum % | 16.13 | |||||
| 12-1 Month Momentum % | 14.65 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 6.74 | |||||
| Dividend Payout Ratio | 2.18 | |||||
| 3-Year Dividend Growth Rate | -9.1 | |||||
| Forward Dividend Yield % | 6.74 | |||||
| 5-Year Yield-on-Cost % | 5.49 | |||||
| 3-Year Average Share Buyback Ratio | -0.2 | |||||
| Shareholder Yield % | 4.33 |
Profitability Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 5.03 | |||||
| FCF Margin % | 13.03 | |||||
| ROE % | 4.7 | |||||
| ROA % | 0.14 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 28.79 | |||||
| PE Ratio without NRI | 28.79 | |||||
| Shiller PE Ratio | 6.42 | |||||
| Price-to-Owner-Earnings | 231.71 | |||||
| PS Ratio | 1.44 | |||||
| PB Ratio | 1.25 | |||||
| Price-to-Tangible-Book | 1.81 | |||||
| Price-to-Free-Cash-Flow | 11.08 | |||||
| Price-to-Operating-Cash-Flow | 9.64 | |||||
| EV-to-Revenue | -0.62 | |||||
| EV-to-FCF | -5.45 | |||||
| Price-to-Projected-FCF | 0.38 | |||||
| Price-to-Median-PS-Value | 0.5 | |||||
| Price-to-Graham-Number | 1.52 | |||||
| FCF Yield % | 8.97 | |||||
| Forward Rate of Return (Yacktman) % | -1.59 |
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Peter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Citizens Holding Co Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 36.888 | ||
| EPS (TTM) ($) | 0.33 | ||
| Beta | 0.02 | ||
| Volatility % | 30.93 | ||
| 14-Day RSI | 55.41 | ||
| 14-Day ATR ($) | 0.38809 | ||
| 20-Day SMA ($) | 9.080625 | ||
| 12-1 Month Momentum % | 14.65 | ||
| 52-Week Range ($) | 7.53 - 9.74 | ||
| Shares Outstanding (Mil) | 5.64 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 5 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Citizens Holding Co Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Citizens Holding Co Stock Events
| Event | Date | Price($) | ||
|---|---|---|---|---|
| No Event Data | ||||
Citizens Holding Co Frequently Asked Questions
What is Citizens Holding Co(CIZN)'s stock price today?
The current price of CIZN is $9.50. The 52 week high of CIZN is $9.74 and 52 week low is $7.53.
When is next earnings date of Citizens Holding Co(CIZN)?
The next earnings date of Citizens Holding Co(CIZN) is 2025-01-24 Est..
Does Citizens Holding Co(CIZN) pay dividends? If so, how much?
The Dividend Yield %  of Citizens Holding Co(CIZN) is 6.74% (As of Today), Highest Dividend Payout Ratio of Citizens Holding Co(CIZN) was 2.18. The lowest was 0.56. And the median was 0.7. The  Forward Dividend Yield % of Citizens Holding Co(CIZN) is 6.74%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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