Swiss Life is predominantly a life and long-term savings company that generates the main share of its revenue and earnings from its domestic market of Switzerland. The company also operates in France, Germany, and a few smaller, but wealthy European markets. The company also has an asset manager. Swiss Life has three main sources of income that vary in significance by geography. Savings income relates to spread-based earnings, the risk result relates to an insurance margin, and the fee result relates to asset management and financial advisory. The fee result has been growing in importance over recent years as a result of advice, unit-linked sales, and third-party asset management.

Financial Strength

4/10

Name	Current	Vs Industry
Cash-To-Debt	0.54
Equity-to-Asset	0.04
Debt-to-Equity	1.27
Debt-to-EBITDA	5.34
Interest Coverage	4.42
Piotroski F-Score	6/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-1.59	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

1/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	-11.9
	3-Year EBITDA Growth Rate	5.9
	3-Year EPS without NRI Growth Rate	2.3
	3-Year FCF Growth Rate	26
	3-Year Book Growth Rate	-19.3
	Future 3-5Y EPS without NRI Growth Rate	8.26

Momentum Rank

3/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	60.4
	9-Day RSI	49.63
	14-Day RSI	46.57
	6-1 Month Momentum %	11.69
	12-1 Month Momentum %	26.57

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	4.75
	Dividend Payout Ratio	1.54
	3-Year Dividend Growth Rate	26
	Forward Dividend Yield %	4.75
	5-Year Yield-on-Cost %	10.55
	3-Year Average Share Buyback Ratio	3.2
	Shareholder Yield %	12.34

Profitability Rank

4/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	8.01
	FCF Margin %	13.59
	ROE %	13.52
	ROA %	0.51
	ROIC %	0.69
	Years of Profitability over Past 10-Year	10

GF Value Rank

3/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	18.58
	Forward PE Ratio	15.56
	PE Ratio without NRI	19.31
	Shiller PE Ratio	20.59
	Price-to-Owner-Earnings	18.44
	PEG Ratio	4.2
	PS Ratio	1.48
	PB Ratio	2.52
	Price-to-Tangible-Book	3.27
	Price-to-Free-Cash-Flow	10.83
	Price-to-Operating-Cash-Flow	10.01
	EV-to-EBIT	13.15
	EV-to-EBITDA	13.15
	EV-to-Revenue	1.76
	EV-to-Forward-Revenue	1.23
	EV-to-FCF	12.85
	Price-to-Projected-FCF	1.25
	Price-to-Median-PS-Value	2.42
	Price-to-Graham-Number	1.67
	Earnings Yield (Greenblatt) %	7.61
	FCF Yield %	9.6
	Forward Rate of Return (Yacktman) %	9.69

Financials (Next Earnings Date:2025-03-14)

Annual Quarterly TTM

CHIX:SLHNz's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

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Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Swiss Life Holding AG Executives

Details

GF Value: CHF520.13

CHIX:SLHNz

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 3 Severe warning signs with SLHNz. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil CHF)	13,660
	EPS (TTM) (CHF)	21.37
	Beta	0.25
	Volatility %	9.71
	14-Day RSI	46.57
	14-Day ATR (CHF)	9.638941
	20-Day SMA (CHF)	697.57
	12-1 Month Momentum %	26.57
	52-Week Range (CHF)	573.4 - 739.2
	Shares Outstanding (Mil)	27.75

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	6
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Swiss Life Holding AG Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Swiss Life Holding AG Stock Events

Financials Calendars

	Event	Date	Price(CHF)
No Event Data

Swiss Life Holding AG Frequently Asked Questions

What is Swiss Life Holding AG(CHIX:SLHNz)'s stock price today?

The current price of CHIX:SLHNz is CHF695.40. The 52 week high of CHIX:SLHNz is CHF739.20 and 52 week low is CHF573.40.

When is next earnings date of Swiss Life Holding AG(CHIX:SLHNz)?

The next earnings date of Swiss Life Holding AG(CHIX:SLHNz) is 2025-03-14.

Does Swiss Life Holding AG(CHIX:SLHNz) pay dividends? If so, how much?

The Dividend Yield % of Swiss Life Holding AG(CHIX:SLHNz) is 4.75% (As of Today), Highest Dividend Payout Ratio of Swiss Life Holding AG(CHIX:SLHNz) was 1.54. The lowest was 0.23. And the median was 0.44. The Forward Dividend Yield % of Swiss Life Holding AG(CHIX:SLHNz) is 4.75%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

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