Full Year 2018 Baloise Holding AG Earnings Call Transcript
Ladies and gentlemen, welcome to the B'loise Group Annual Results 2018 Analyst Conference Call. I'm Andrea, the Chorus Call operator. (Operator Instructions). The conference must not be recorded for publication or broadcast.
At this time, it's my pleasure to hand it over to Markus Holtz, Head of Investor Relations. Please go ahead, sir.
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Good morning, and welcome to B'loise's Q&A call on our annual results 2018.
In our call today, our CEO, Gert Winter; our CFO, Carsten Stolz; and our CIO, Matthias Henny.
And now I would like to hand over to Gert, who will give a quick overview on our results before we open to Q&A.
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Thank you, Markus, and also a warm welcome from all of us here and from me personally.
Quickly running through the main points of our 2018 annual results. So clearly, our bottom line result, over CHF 500
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