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- Q2 2024 Community Financial System Inc Earnings Call TranscriptJul 23, 2024$61.43 (+3.45%)Earnings
- Q1 2024 Community Bank System Inc Earnings Call TranscriptApr 23, 2024$44.57 (+0.27%)Earnings
- Q4 2023 Community Bank System Inc Earnings Call TranscriptJan 23, 2024$49.04 (-3.14%)Earnings
- Q3 2023 Community Bank System Inc Earnings Call TranscriptOct 24, 2023$37.57 (-5.44%)Earnings
- Q2 2023 Community Bank System Inc Earnings Call TranscriptJul 31, 2023$53.83 (+2.36%)Earnings
- Q1 2023 Community Bank System Inc Earnings Call TranscriptApr 25, 2023$46.15 (-2.22%)Earnings
- Q4 2022 Community Bank System Inc Earnings Call TranscriptJan 24, 2023$60.05 (-1.35%)Earnings
- Q3 2022 Community Bank System Inc Earnings Call TranscriptOct 24, 2022$60.33 (-1.00%)Earnings
- Q2 2022 Community Bank System Inc Earnings Call TranscriptJul 25, 2022$66.07 (+0.98%)Earnings
- Q1 2022 Community Bank System Inc Earnings Call TranscriptApr 25, 2022$68.75 (+1.34%)Earnings
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- Q3 2021 Community Bank System Inc Earnings Call TranscriptOct 25, 2021$73.71 (+0.19%)Earnings
- Q2 2021 Community Bank System Inc Earnings Call TranscriptJul 26, 2021$72.41 (+0.91%)Earnings
- Q1 2021 Community Bank System Inc Earnings Call TranscriptApr 26, 2021$77.72 (-1.08%)Earnings
- Q4 2020 Community Bank System Inc Earnings Call TranscriptJan 25, 2021$67.94 (-3.74%)Earnings
- Q3 2020 Community Bank System Inc Earnings Call TranscriptOct 26, 2020$60.14 (+2.07%)Earnings
- Q2 2020 Community Bank System Inc Earnings Call TranscriptJul 27, 2020$57.95 (-2.13%)Earnings
- Community Bank System Inc Annual Shareholders Meeting TranscriptMay 20, 2020
- Q1 2020 Community Bank System Inc Earnings Call TranscriptApr 20, 2020$61.1 (-1.02%)Earnings
- Q4 2019 Community Bank System Inc Earnings Call TranscriptJan 22, 2020$70.15 (+0.03%)Earnings
- Q3 2019 Community Bank System Inc Earnings Call TranscriptOct 21, 2019$65.46 (+2.51%)Earnings
- Q2 2019 Community Bank System Inc Earnings Call TranscriptJul 22, 2019$64.46 (+0.06%)Earnings
- Q1 2019 Community Bank System Inc Earnings Call TranscriptApr 22, 2019Earnings
Q4 2019 Community Bank System Inc Earnings Call Transcript
Welcome to Community Bank System Fourth Quarter 2019 Earnings Conference Call.
Please note that this presentation contains forward-looking statements within the provisions of the Private Securities Litigation Reform Act of 1995 that are based on current expectations, estimates and projections about the industry, markets and economic environment in which the company operates. Such statements involve risks and uncertainties that could cause actual results to differ materially from the results discussed in these statements. These risks are detailed in the company's annual report on Form 10-K filed with the Securities and Exchange Commission.
Today's call presenters are Mark Tryniski, President and Chief Executive Officer; and Joseph Sutaris, Executive Vice President and Chief Financial Officer. Gentlemen, you may begin.
Thank you, Tina. Good morning, everyone, and thank you all for joining our fourth quarter conference call. I'll start with a comment on Q4 and then
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