Half Year 2021 Virgin Money UK PLC Earnings Call (Fixed-Income) Transcript
Good morning, and thank you for joining the Virgin Money U.K. plc 2021 Interim Financial Results Fixed Income Call. (Operator Instructions).
I'll now hand you over to your host, Justin to commence the call. Please begin, Justin.
Good morning, everyone, and thank you for taking the time to join us today. I hope you're keeping safe and well. You have myself, Justin Fox, Group Treasurer; and I'm accompanied by Richard Smith, our Head of Investor Relations; Matthew Harrison, our Head of Treasury Debt Capital Markets; and Stephen Hynes, our Head of Structured Funding.
I'd also like to take this opportunity to acknowledge the efforts of Lesley-Anne Johnson and Dianne Wheeler who'll both be leaving us over the coming days. Not many people get to enjoy the career they have both had over the years. Whether it's highs and lows, we are certainly better off for having had the benefit of their guidance and experience. We wish them well for the future.
As a reminder, we've decided to start holding fixed income calls at every full year and
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