Q3 2020 Banco Santander-Chile Earnings Call Transcript
Ladies and gentlemen, thank you for standing by, and welcome to the Q3 2020 Banco Santander-Chile Earnings Conference Call. (Operator Instructions) Please be advised that today's conference is being recorded. (Operator Instructions) I would now like to hand the conference over to your speaker for today, Emiliano Muratore. You may begin.
Good morning, everyone. Welcome to Banco Santander-Chile's Third Quarter 2020 Results Webcast and Conference Call. This is Emiliano Muratore, CFO. And I'm joined today by Robert Moreno, Managing Director of Investor Relations; and our Chief Economist, Claudio Soto. Thank you for attending today's conference call. We hope you all continue to stay safe and healthy.
During the quarter, Chile has begun a gradual reopening, which so far has been working well to control the health situation. We have a lot to discuss today with various important messages. Claudio will start with an update on the economy and the macro scenario. Then we will go into the results of the bank during
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