Banca Transilvania SA Is a bank for entrepreneurs in Romania. It provides banking products and services to corporate and retail clients and its operation format is broken down into various segments which include Large and medium corporate customers, Small and medium-sized enterprises, Micro business clients, Retail, Treasury, Leasing, and customer finance, and others. The group takes an active role in offering products and services such as lending services, cash management services, asset management, investment, mortgage, deposits, card services, internet banking, tax assistance, and financial services for a medical specialty. Besides, the firm also offers financial investment management, brokerage service, factoring, and real estate services.

Financial Strength

5/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	2.13
Equity-to-Asset	0.08
Debt-to-Equity	0.96
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	5/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.13	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

9/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	14.3
	3-Year EPS without NRI Growth Rate	24.1
	3-Year FCF Growth Rate	-28.5
	3-Year Book Growth Rate	9.7
	Future 3-5Y EPS without NRI Growth Rate	10.11
	Future 3-5Y Total Revenue Growth Rate	10.72

Momentum Rank

10/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	44.49
	9-Day RSI	43.59
	14-Day RSI	44.23
	6-1 Month Momentum %	0.7
	12-1 Month Momentum %	34.33

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	4.04
	Dividend Payout Ratio	0.6
	3-Year Dividend Growth Rate	14.6
	Forward Dividend Yield %	4.04
	5-Year Yield-on-Cost %	5.16
	Shareholder Yield %	-15.8

Profitability Rank

8/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	47.27
	FCF Margin %	-71.72
	ROE %	31.72
	ROA %	2.52
	Years of Profitability over Past 10-Year	10

GF Value Rank

10/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	6.44
	Forward PE Ratio	7.11
	PE Ratio without NRI	7.78
	Shiller PE Ratio	10.93
	PEG Ratio	0.96
	PS Ratio	3.06
	PB Ratio	1.74
	Price-to-Tangible-Book	1.86
	EV-to-Revenue	1.24
	EV-to-FCF	-1.73
	Price-to-Projected-FCF	0.43
	Price-to-DCF (Earnings Based)	0.27
	Price-to-Median-PS-Value	1.04
	Price-to-Peter-Lynch-Fair-Value	0.92
	Price-to-Graham-Number	0.8
	FCF Yield %	-23.65
	Forward Rate of Return (Yacktman) %	19.85

Financials

Annual Quarterly TTM

BSE:TLV's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

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Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Banca Transilvania SA Executives

Details

GF Value: lei30.63

BSE:TLV

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 1 Severe warning sign with TLV. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil lei)	9,372.373
	EPS (TTM) (lei)	4.191
	Beta	0.71
	Volatility %	16.2
	14-Day RSI	44.23
	14-Day ATR (lei)	0.73633
	20-Day SMA (lei)	27.365
	12-1 Month Momentum %	34.33
	52-Week Range (lei)	20.557038 - 29.7
	Shares Outstanding (Mil)	1,052.6

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	5
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Banca Transilvania SA Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Banca Transilvania SA Stock Events

Financials Calendars

	Event	Date	Price(lei)
No Event Data

Banca Transilvania SA Frequently Asked Questions

What is Banca Transilvania SA(BSE:TLV)'s stock price today?

The current price of BSE:TLV is lei27.00. The 52 week high of BSE:TLV is lei29.70 and 52 week low is lei20.56.

When is next earnings date of Banca Transilvania SA(BSE:TLV)?

The next earnings date of Banca Transilvania SA(BSE:TLV) is .

Does Banca Transilvania SA(BSE:TLV) pay dividends? If so, how much?

The Dividend Yield % of Banca Transilvania SA(BSE:TLV) is 4.04% (As of Today), Highest Dividend Payout Ratio of Banca Transilvania SA(BSE:TLV) was 1.26. The lowest was 0.18. And the median was 0.4. The Forward Dividend Yield % of Banca Transilvania SA(BSE:TLV) is 4.04%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

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