Q4 2019 Banco Santander-Chile Earnings Call Transcript
Ladies and gentlemen, thank you for standing by, and welcome to the Q4 2019 Banco Santander-Chile Earnings Conference call.
(Operator Instructions) I would now like to hand the conference over to CFO, Emiliano Muratore. Please go ahead, sir.
Good morning, everyone. Welcome to Banco Santander-Chile's Fourth Quarter 2019 Results Webcast and Conference Call.
This is Emiliano Muratore, CFO, and I'm joined today by Robert Moreno, Managing Director of Investor Relations; and our Chief Economist, Claudio Soto. Thank you for attending today's conference call.
Despite a challenging quarter, we have made advances in our strategy and look forward to sharing with you our progress.
Before we get into our results, Claudio will give us some insight into the macro environment and our expectations for the rest of the year.
Thank you, Emiliano.
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