Business Description
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543959.India IPO Date
2023-08-16Description
SBFC Finance Ltd is a systemically important, non-deposit-taking non-banking finance company offering Secured MSME Loans and Loans against Gold, with a majority of its borrowers being entrepreneurs, small business owners, self-employed individuals, salaried and working-class individuals. It has developed a PhyGital model which uses technology and authentic in-person service to create loans that support the ambitions of its customers. The company engages directly with small business owners and works through loan applications together, in person, at the customer's pace. The company generates the majority of its revenue from Interest Income.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.06 | |||||
| Equity-to-Asset | 0.39 | |||||
| Debt-to-Equity | 1.49 | |||||
| Debt-to-EBITDA | 10.12 | |||||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 6/9 | |||||
| Altman Z-Score | 2.62 | |||||
| Beneish M-Score | -2.02 | |||||
| WACC vs ROIC | ||||||
Growth Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 46.6 | |||||
| 3-Year EBITDA Growth Rate | 32.3 | |||||
| 3-Year EPS without NRI Growth Rate | 37.5 | |||||
| 3-Year FCF Growth Rate | -60.7 | |||||
| 3-Year Book Growth Rate | 31.8 | |||||
| Future 3-5Y EPS without NRI Growth Rate | 25.28 | |||||
| Future 3-5Y Total Revenue Growth Rate | 15.16 |
Momentum Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 30.47 | |||||
| 9-Day RSI | 38.56 | |||||
| 14-Day RSI | 43.7 | |||||
| 6-1 Month Momentum % | -1.6 | |||||
| 12-1 Month Momentum % | -5.58 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Current Ratio | 440.33 | |||||
| Quick Ratio | 440.33 | |||||
| Cash Ratio | 17.86 | |||||
| Days Sales Outstanding | 4.98 | |||||
| Days Payable | 7.2 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Average Share Buyback Ratio | -0.2 | |||||
| Shareholder Yield % | -6.58 |
Profitability Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Gross Margin % | 46.51 | |||||
| Operating Margin % | 38.04 | |||||
| Net Margin % | 28.6 | |||||
| FCF Margin % | -111.03 | |||||
| ROE % | 10.81 | |||||
| ROA % | 4.26 | |||||
| ROIC % | 4.67 | |||||
| ROC (Joel Greenblatt) % | 998.59 | |||||
| ROCE % | 6.52 | |||||
| Years of Profitability over Past 10-Year | 5 |
GF Value Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 30.85 | |||||
| Forward PE Ratio | 21.8 | |||||
| PE Ratio without NRI | 27.68 | |||||
| PS Ratio | 8.86 | |||||
| PB Ratio | 3.1 | |||||
| Price-to-Tangible-Book | 3.4 | |||||
| EV-to-EBIT | 31.73 | |||||
| EV-to-EBITDA | 30.67 | |||||
| EV-to-Revenue | 12.73 | |||||
| EV-to-FCF | -11.43 | |||||
| Price-to-Graham-Number | 2.04 | |||||
| Price-to-Net-Current-Asset-Value | 3.92 | |||||
| Earnings Yield (Greenblatt) % | 3.15 | |||||
| FCF Yield % | -12.62 |
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
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Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
SBFC Finance Ltd Executives
DetailsGF Value
Analyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil ₹) | 10,511.31 | ||
| EPS (TTM) (₹) | 2.77 | ||
| Beta | 0 | ||
| Volatility % | 19.93 | ||
| 14-Day RSI | 43.7 | ||
| 14-Day ATR (₹) | 2.916637 | ||
| 20-Day SMA (₹) | 88.26 | ||
| 12-1 Month Momentum % | -5.58 | ||
| 52-Week Range (₹) | 72.23 - 105.72 | ||
| Shares Outstanding (Mil) | 1,081.74 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 6 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
SBFC Finance Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
SBFC Finance Ltd Stock Events
| Event | Date | Price(₹) | ||
|---|---|---|---|---|
| No Event Data | ||||
SBFC Finance Ltd Frequently Asked Questions
What is SBFC Finance Ltd(BOM:543959)'s stock price today?
The current price of BOM:543959 is ₹85.46. The 52 week high of BOM:543959 is ₹105.72 and 52 week low is ₹72.23.
When is next earnings date of SBFC Finance Ltd(BOM:543959)?
The next earnings date of SBFC Finance Ltd(BOM:543959) is .
Does SBFC Finance Ltd(BOM:543959) pay dividends? If so, how much?
SBFC Finance Ltd(BOM:543959) does not pay dividend.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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