Q2 2022 DCB Bank Ltd Earnings Call Transcript
Ladies and gentlemen, good day, and welcome to DCB Bank Limited Q2 FY '21 Earnings Conference Call. Joining us on the call today are Mr. Murali M. Natrajan, MD and CEO, DCB Bank Limited; and Mr. Bharat Sampat, CFO, DCB Bank Limited. (Operator Instructions) Please note that this conference is being recorded. I now hand the conference over to Mr. Murali M. Natrajan. Thank you. And over to you, sir.
Thank you very much. Good evening, all of you for joining this call. I have my team in the boardroom of DCB Bank Corporate Office. For the first 5 to 7 minutes, I'll give some background about some of the key items that I would like to highlight for quarter 2 of FY 2022, and then we will open it up for questions.
So first thing I want to point out is on collection efficiency. And what I would like to point out is that we are pretty close to pre-COVID levels in terms of collection efficiency. If I look at the bucket 0 collection, including the restructured portfolio, For LAP
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