Q1 2020 Mahindra and Mahindra Financial Services Ltd Earnings Call Transcript
Ladies and gentlemen, good day, and welcome to the Mahindra Finance Q1 FY '20 Earnings Conference Call hosted by JM Financial Institution (sic) [Institutional] Securities Limited (Operator Instructions) Please note that this conference is being recorded.
I now hand the conference over to Mr. Karan Singh from JM Financial. Thank you, and over to you, sir.
Thank you. Good morning, everybody, and welcome to Mahindra & Mahindra Financial Services earnings call to discuss the first quarter FY '20 results. To discuss the results we have on the call Mr. Ramesh Iyer, who is Vice Chairman and Managing Director; Mr. Ravi, who is ED and CFO; Mr. Dinesh Prajapati, Senior Vice President, Treasury & Corporate Affairs; Mr. Rakesh Bildani, Deputy GM, Treasury and Investor Relations; and Mr. Vishal Agarwal, Deputy GM, Treasury and Investor Relations.
May I request Mr. Iyer to take us through the financial highlights, subsequent to
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