Q4 2021 IIFL Finance Ltd Earnings Call Transcript
Ladies and gentlemen, good day, and welcome to IIFL Finance Limited Q4 FY '21 Earnings Conference Call. (Operator Instructions) Please note that this conference is being recorded.
I now hand the conference over to the management. Thank you, and over to you.
Good afternoon, everyone. On behalf of Team IIFL Finance, I thank all of you for joining us on this call. I am Rajesh Rajak, Chief Financial Officer; accompanied by Mr. Nirmal Jain, as the Chairman. Also on this call are Mr. Monu Ratra, IIFL Home Finance CEO; and Mr. Venkatesh, Managing Director, Samasta Microfinance.
I'll hand over to our Chairman to comment on the macroenvironment and the group's strategy and plans. Thank you. Handing over to Mr. Jain.
Thank you, Rajesh and good afternoon, friends. We are really living through hard times with mass social and health crisis. And the second wave of COVID has been really cruel
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