Business Description
Arman Financial Services Ltd
ISIN : INE109C01017
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Traded in other countries / regions
531179.India IPO Date
1995-10-23Description
Arman Financial Services Ltd is a Non-Banking Financial Company (NBFC-AFC) registered with the RBI. It specialises in financing two-wheeler purchases to MSMEs and extends microfinance services through its subsidiary focusing on women entrepreneurs. The Company has a presence in several Indian states, strategically focusing on rural and semi-urban areas. It serves the underserved informal sector with small-scale retail loans. The company generates the majority of its revenue from Interest Income. All the operations of the company are in India.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.31 | |||||
| Equity-to-Asset | 0.31 | |||||
| Debt-to-Equity | 2.12 | |||||
| Debt-to-EBITDA | 6.89 | |||||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 5/9 | |||||
| Altman Z-Score | 1.67 | |||||
| Beneish M-Score | -1.23 | |||||
| WACC vs ROIC | ||||||
Growth Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 43.2 | |||||
| 3-Year EBITDA Growth Rate | 157.7 | |||||
| 3-Year EPS without NRI Growth Rate | 99 | |||||
| 3-Year Book Growth Rate | 52.2 |
Momentum Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 7.8 | |||||
| 9-Day RSI | 18.6 | |||||
| 14-Day RSI | 26.91 | |||||
| 6-1 Month Momentum % | -6.88 | |||||
| 12-1 Month Momentum % | -22.33 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Current Ratio | 1.85 | |||||
| Quick Ratio | 1.85 | |||||
| Cash Ratio | 0.44 | |||||
| Days Payable | 2.03 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Average Share Buyback Ratio | -7.3 | |||||
| Shareholder Yield % | -17.62 |
Profitability Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Gross Margin % | 45.14 | |||||
| Operating Margin % | 34.45 | |||||
| Net Margin % | 26.58 | |||||
| FCF Margin % | -49.12 | |||||
| ROE % | 30.02 | |||||
| ROA % | 6.97 | |||||
| ROIC % | 8.65 | |||||
| ROC (Joel Greenblatt) % | 3824.89 | |||||
| ROCE % | 15.27 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 8.77 | |||||
| PE Ratio without NRI | 7.99 | |||||
| Shiller PE Ratio | 27.98 | |||||
| PEG Ratio | 0.21 | |||||
| PS Ratio | 2.35 | |||||
| PB Ratio | 1.91 | |||||
| Price-to-Tangible-Book | 1.92 | |||||
| EV-to-EBIT | 11.07 | |||||
| EV-to-EBITDA | 11 | |||||
| EV-to-Revenue | 4.44 | |||||
| EV-to-FCF | -9.16 | |||||
| Price-to-DCF (Earnings Based) | 0.31 | |||||
| Price-to-Median-PS-Value | 0.74 | |||||
| Price-to-Peter-Lynch-Fair-Value | 0.32 | |||||
| Price-to-Graham-Number | 0.84 | |||||
| Price-to-Net-Current-Asset-Value | 4.01 | |||||
| Earnings Yield (Greenblatt) % | 9.03 | |||||
| FCF Yield % | -19.53 | |||||
| Forward Rate of Return (Yacktman) % | -0.07 |
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
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Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Arman Financial Services Ltd Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil ₹) | 6,205.309 | ||
| EPS (TTM) (₹) | 169.7 | ||
| Beta | 0.84 | ||
| Volatility % | 31.18 | ||
| 14-Day RSI | 26.91 | ||
| 14-Day ATR (₹) | 61.158394 | ||
| 20-Day SMA (₹) | 1608.36 | ||
| 12-1 Month Momentum % | -22.33 | ||
| 52-Week Range (₹) | 1471.35 - 2676.1 | ||
| Shares Outstanding (Mil) | 10.49 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 5 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Arman Financial Services Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Arman Financial Services Ltd Stock Events
| Event | Date | Price(₹) | ||
|---|---|---|---|---|
| No Event Data | ||||
Arman Financial Services Ltd Frequently Asked Questions
What is Arman Financial Services Ltd(BOM:531179)'s stock price today?
The current price of BOM:531179 is ₹1487.85. The 52 week high of BOM:531179 is ₹2676.10 and 52 week low is ₹1471.35.
When is next earnings date of Arman Financial Services Ltd(BOM:531179)?
The next earnings date of Arman Financial Services Ltd(BOM:531179) is .
Does Arman Financial Services Ltd(BOM:531179) pay dividends? If so, how much?
Arman Financial Services Ltd(BOM:531179) does not pay dividend.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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