Full Year 2021 Shriram Transport Finance Company Ltd Earnings Call Transcript
Ladies and gentlemen, good day, and welcome to the Shriram Transport Finance Company Limited Q4 FY 2021 Earnings Conference Call. (Operator Instructions) Please note that this conference is being recorded.
I now hand the conference over to Mr. Umesh Revankar, Vice Chairman and Managing Director. Thank you, and over to you, sir.
Yes. Thank you. Good morning, friends, and good evening to those who have joined from western part of the world. A warm welcome to all of you who joined this call. I hope all of you are healthy and safe in the confines of your home. Today, people who are joining with me are Parag Sharma, S. Sunder. And we have 3 more JMDs. We have 5 Joint Managing Directors in our company now. Mr. Sudarshan, Shigran and Nilesh. They are newly promoted and they take care of certain geography and certain functions. And Sanjay, who is our IR head.
Let me first start with the economic and industry update, which directs our business. The Indian
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