Q3 2020 Federal Bank Ltd Earnings Call Transcript
Ladies and gentlemen, good day, and welcome to the Federal Bank Q3 FY '20 Earnings Conference Call. (Operator Instructions) Please note that this conference is being recorded.
I now hand the conference over to Mr. Anand Chugh, Head, Investor Relations, Federal Bank. Thank you, and over to you, sir.
Thanks, Albert. Good afternoon, everyone. I am sure you would all have got a chance to look through the results. It's been a couple of hours since the numbers were released and I think I'll -- without taking much of your time, I'll hand it over to Mr. Shyam Srinivasan for his opening remarks, and then we'll open the lines for question and answer.
Thanks, Anand, and good afternoon, everybody. And first call of the finance calendar year, so best wishes for 2020 to everybody.
Before I begin, I also want to formally introduce and announce Shalini
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