Half Year 2022 Virgin Money UK PLC Earnings Call for Fixed Income Investors Transcript
Good morning, and thank you for joining the Virgin Money UK PLC 2022 Interim Financial Results Fixed Income Call. (Operator Instructions)
I'll now hand you over to Justin to commence the call.
Good morning, everyone, and thank you for taking the time to join us today. Hope you're all well and have a good weekend.
As mentioned, I'm Justin Fox, I'm Group Treasurer, and I'm joined by Richard Smith, our Head of Investor Relations; Matthew Harrison, our Head of Treasury Debt Capital Markets; and Gareth McCrorie, our Investor Relations and ESG Manager.
If you haven't already done so, please take a look at the Financial Results section of our website where you will find today's fixed income slides, which Rich and I will go through. As always, we hope these sessions cover the right topics and the right level of detail. And as ever, we are grateful for any feedback.
Today's slides will take you through a brief overview of our first half financial performance. We'll walk you through
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