Full Year 2019 Auswide Bank Ltd Earnings Call Transcript
Thank you for standing by, and welcome to the Auswide Bank FY '19 Financial Results. (Operator Instructions)
I would now like to hand the conference over to Mr. Martin Barrett, CEO. Please go ahead.
Good morning, and thank you for joining us for the presentation of Auswide's financial year '19 results. I'm Martin Barrett, the CEO of Auswide Bank, and with me on call is our CFO, Bill Schafer. Today, I'll be providing a summary of our 2019 full year results before handing over to Bill, who will cover the financials in more detail. I'll then conclude with an outline of our 3-year strategy and our financial year '20 outlook. But before we open the session up for questions, just for reference, Bill and I will be referencing our investor presentation released today.
So we kick off then and we turn to Slide 2. I'm going to start by saying financial year '19 was certainly a challenging year for the industry. It faced a number of headwinds, including high BBSW levels for most of the
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