Lea bank ASA is a fully digital consumer finance bank with a presence in the Nordic market. The company offers consumer loans, savings accounts, automated invoice purchases, and SME financing with attractive terms for its customers.

Financial Strength

4/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	0.65
Equity-to-Asset	0.17
Debt-to-Equity	0.06
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	4/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.26	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

6/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	-4.9
	3-Year EPS without NRI Growth Rate	-34.6
	3-Year FCF Growth Rate	50.8
	3-Year Book Growth Rate	4.1
	Future 3-5Y Total Revenue Growth Rate	11

Momentum Rank

9/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	66.03
	9-Day RSI	61.4
	14-Day RSI	60.77
	6-1 Month Momentum %	10.84
	12-1 Month Momentum %	18.25

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	5.53
	Dividend Payout Ratio	0.54
	Forward Dividend Yield %	5.53
	5-Year Yield-on-Cost %	5.53
	Shareholder Yield %	5.79

Profitability Rank

5/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	14.59
	FCF Margin %	-8.07
	ROE %	6.42
	ROA %	1.11
	Years of Profitability over Past 10-Year	7

GF Value Rank

3/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	9.7
	Forward PE Ratio	8.65
	PE Ratio without NRI	9.7
	PEG Ratio	0.38
	PS Ratio	1.54
	PB Ratio	0.64
	Price-to-Tangible-Book	0.67
	EV-to-Revenue	1.55
	EV-to-Forward-Revenue	1.47
	EV-to-FCF	-19.24
	Price-to-Peter-Lynch-Fair-Value	0.36
	Price-to-Graham-Number	0.54
	FCF Yield %	-5.36
	Forward Rate of Return (Yacktman) %	8.37

Financials (Next Earnings Date:2025-02-14 Est.)

Annual Quarterly TTM

OSL:LEA's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

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5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

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Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Lea bank ASA Executives

Details

GF Value: kr8.44

OSL:LEA

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 1 Severe warning sign with LEA. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil kr)	630.79
	EPS (TTM) (kr)	1.026
	Beta	0.64
	Volatility %	23.65
	14-Day RSI	60.77
	14-Day ATR (kr)	0.430953
	20-Day SMA (kr)	9.6975
	12-1 Month Momentum %	18.25
	52-Week Range (kr)	7.2 - 10.4
	Shares Outstanding (Mil)	95.52

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	4
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Lea bank ASA Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Lea bank ASA Stock Events

Financials Calendars

	Event	Date	Price(kr)
No Event Data

Lea bank ASA Frequently Asked Questions

What is Lea bank ASA(OSL:LEA)'s stock price today?

The current price of OSL:LEA is kr9.95. The 52 week high of OSL:LEA is kr10.40 and 52 week low is kr7.20.

When is next earnings date of Lea bank ASA(OSL:LEA)?

The next earnings date of Lea bank ASA(OSL:LEA) is 2025-02-14 Est..

Does Lea bank ASA(OSL:LEA) pay dividends? If so, how much?

The Dividend Yield % of Lea bank ASA(OSL:LEA) is 5.53% (As of Today), Highest Dividend Payout Ratio of Lea bank ASA(OSL:LEA) was 0.66. The lowest was 0.45. And the median was 0.56. The Forward Dividend Yield % of Lea bank ASA(OSL:LEA) is 5.53%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

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