On December 3, 2024, [OBERG ROBERT C JR](https://www.gurufocus.com/insider/45959/oberg-robert-c-jr), Senior Vice President & Chief Risk Officer at United Security Bank, a subsidiary of [United Security Bancshares (UBFO, Financial)](https://www.gurufocus.com/stock/UBFO/summary), sold 4,800 shares of the company. Following this transaction, the insider now owns 18,228 shares of the company. The transaction details can be found in the [SEC Filing](http://www.sec.gov/Archives/edgar/data/1137547/000113754724000177/xslF345X01/wk-form4_1733269654.xml).
United Security Bancshares is a financial holding company that provides a range of commercial banking services. The company operates through its subsidiary, United Security Bank, offering services such as loans, deposits, and other financial services to individuals and businesses.
The insider transaction history for United Security Bancshares shows a total of 20 insider buys and 3 insider sells over the past year. Over the same period, [OBERG ROBERT C JR](https://www.gurufocus.com/insider/45959/oberg-robert-c-jr) has sold a total of 9,000 shares and has not purchased any shares.
On the day of the recent sale, shares of United Security Bancshares were trading at $9.81, giving the stock a [market cap](https://www.gurufocus.com/term/mktcap/UBFO) of $169.417 million. The company's [price-earnings ratio](https://www.gurufocus.com/term/pe-ratio/UBFO) stands at 9.59, which is lower than the industry median of 10.905 and also lower than the company’s historical median price-earnings ratio.
With a trading price of $9.81 and a [GF Value](https://www.gurufocus.com/term/gf-value/UBFO) of $8.77, United Security Bancshares has a price-to-GF-Value ratio of 1.12, indicating that the stock is modestly overvalued based on its GF Value. The GF Value is an intrinsic value estimate developed by GuruFocus, calculated based on historical multiples, a GuruFocus adjustment factor, and future estimates of business performance from Morningstar analysts.
This article, generated by GuruFocus, is designed to provide general insights and is not tailored financial advice. Our commentary is rooted in historical data and analyst projections, utilizing an impartial methodology, and is not intended to serve as specific investment guidance. It does not formulate a recommendation to purchase or divest any stock and does not consider individual investment objectives or financial circumstances. Our objective is to deliver long-term, fundamental data-driven analysis. Be aware that our analysis might not incorporate the most recent, price-sensitive company announcements or qualitative information. GuruFocus holds no position in the stocks mentioned herein.
