Q4 2019 Mahindra and Mahindra Financial Services Ltd Earnings Call Transcript

Apr 24, 2019 / 12:00PM GMT
Operator

Thank you. Good evening, everybody, and welcome to Mahindra & Mahindra Financial Services earnings call to discuss the fourth quarter FY '19 results. To discuss the results, we have on the call Mr. Ramesh Iyer, Vice Manager and Managing; Mr. Ravi, Executive Director and CFO; Mr. Dinesh Prajapati, Senior Vice President, Treasury and Corporate Affairs; and Mr. Vishal Agarwal, Deputy General Manager, Treasury and Investor Relations.

May I request Mr. Iyer to take us through the financial highlights, post which we can open the floor for Q&A session. Over to you, sir.

Ramesh Iyer - Mahindra & Mahindra Financial Services Limited - Vice-Chairman & MD

Yes, good evening, everyone. My sincere apologies that the call had to be postponed from its original scheduled time because as you all know we were advised not to go through the call until the results are posted in the stock exchanges and it had taken some time for us to be able to upload that and that's the cause of this delay, so our sincere apologies.

I'm sure all of you must have had

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